Medical costs are getting high every year in USA. It is found that Americans spend their money more on the health care than the other countries. Generally we don’t get ill more often and do not go to a doctor for small problems like headache, body pain until it can be handled by home treatments. But still we are paying so much more for our health care. We pay more and more to the physicians, hospitals and pharmaceutical companies. Higher Hospital expenses: Hospitals charges are very high; it is found that the prices of services and products that hospitals provide to their patients are conflicting and excessive. If a hospital is charging $18.00 for a particular product like diabetes test strip than the other hospitals won’t have the same price for that product; means you can find the same test strip in different prices in different hospitals. Insurance companies do negotiation with the pricing of the hospitals and the rate will be reduced to some extent. But still the rates are too high even after reduction in cost. Higher Physician’s Fees: Studies show that the hospitals in US had the highest yearly pretax earnings after expenses. It is found that these earning are very higher than the other countries and it’s not because of the higher practice costs or higher volume of healthcare services, it’s because of higher fees. Higher Pharmaceutical Pricing: Pharmaceutical manufacturers states that the higher costs in hospitals for healthcare is because of the high cost of developing new drugs. Also the advertising fee of these drugs is high. They generally spent too much money on promotion of these drugs rather than development of drugs. Higher Administrative Expenses: It is found that the administrative cost is very high in any hospital. You can find many administrative personnel apart from the nurses, clinical assistants and other technical staff in a hospital. Much more time is spent of the credentialing, medical billing and payment collection, verification of insurance information etc. What is the Solution? It’s the time when we all need to find out an appropriate solution for these problems as soon as possible. Some possible solutions are: The Advisors Medical Solutions dedicated to help the medicare eligible clients to provide medicare in phoenix and to determine the benefits to meet their needs in health sector.}